Consumer Finance + Privacy Counsel

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September 21, 2025

Court of Appeal (Cal.) Finds in Unpublished Decision that Standing is Not Required for Debtor to Pursue Rosenthal Act Class Action

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September 21, 2025

District Court (Cal.) Finds that Utilities are a “Transaction” and, Hence, a “Debt” under the FDCPA and Each Reporting of Credit Triggers a New SofL

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August 14, 2025

8th Circuit Hoists Disputing FDCPA Debtor on Own Petard: Where Debtor’s C&D Letter under the FDCPA Mentions Review of Debtor’s Consumer Report, Debt Collector Must Respond Further Under FCRA as to Debt Collector’s Investigation of the FCRA Dispute

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August 6, 2025

District Court (CA) Finds Repossession Company Falls Under FDCPA/Rosenthal Act; Defines What Constitutes a Breach of the Peace

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July 20, 2025

District Court (Cal.) Finds Triable Issue of Fact Regarding CCRAA “Reasonable Procedures” Defense

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July 15, 2025

District Court (Cal.) Says FDCPA Requires Debt Collector to Establish only that 1692g Letter Was “Sent”, not “Received”, Even If the Letter’s Envelope Looked Like Junk Mail

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July 15, 2025

Court of Appeal (Cal.) Says District Attorneys Suing Defendant under the Rosenthal Act Must Designate “Person Most Qualified” under the Discovery Act — Even if Tantamount to Deposing Opposing Counsel

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July 15, 2025

District Court (Cal.) Finds Residential Rent Collection Company Subject to FDCPA

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